AVP/VP, Loan Review Officer
Location: El Monte
Posted on: June 23, 2025
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Job Description:
Analyze loans for credit quality and adherence to bank policy.
May act as Examiner-In-Charge of assigned lending unit reviews and
prepare comprehensive reports for distribution to management.
Assist in the loan sampling process for lending unit reviews and in
other departmental functions as necessary. ESSENTIAL FUNCTIONS •
Perform detailed loan file reviews of lending unit’s portfolios.
The reviews evaluate loan credit quality, Risk Identification,
Policy Compliance, Support for the Credit Decisions, and Loan
Structure. • May act as Examiner-In-Charge for assigned lending
unit reviews and host the Exit Meeting for the respective units to
discuss findings, issues and/or concerns. May prepare and draft the
Loan Review Report that communicate findings to Unit Management,
Senior Management, and the Audit Committee. • Assist in other
departmental tasks as necessary. • May be required to attend PLR
meetings and help ensure that loans reviewed are appropriately risk
rated. • Assist in the performance of special projects and targeted
reviews and in the development of monitoring procedures or analysis
of the Bank’s loan portfolio to ensure that significant trends are
identified and researched. • Participate in efforts to enhance
department and Bank procedures for loan review, processes,
methodology, risk ratings, exceptions monitoring, portfolio
analysis, management reporting and other areas as necessary. • May
work with personnel from other departments and external entities
(i.e. KPMG, regulators, etc.). QUALIFICATIONS Education: • College
degree in Accounting, Finance, or business related discipline
preferred but not mandatory. Experience: • Five or more years of
commercial bank experience with some exposure to loan review,
audit, or lending. • Experience as a bank examiner, or with a
consulting/accounting firm is also acceptable. Skills/Ability: •
Knowledge of the various factors related to commercial and
industrial and commercial and residential real estate lending
products. • Exposure to regulatory requirements, economic factors,
and standards applicable to commercial lending, commercial real
estate, construction, and residential lending products. • Good risk
analysis skills. • Good cash flow analysis skills. • Ability to
manage high-volume work flow. • Good interpersonal, verbal and
written communication skills. • Experience using computer related
software applications, (i.e. Word, Excel, Outlook, etc.).
Keywords: , Compton , AVP/VP, Loan Review Officer, Accounting, Auditing , El Monte, California
